Please note: This is a companion version & not the original book. Sample Book Insights:#1 When Eric arrived at my office, he was furious. His wife, Susan, had spent years staving off this dreaded day. She had to either stop spending or lose her marriage. She had spent years blowing up and refusing to discuss money during premarital counseling with the priest.#2 Susan was lucky that her husband challenged her to change. She turned to the practical and psychological tools outlined in this book, and in therapy she learned how to survive without credit cards.#3 The advertisements that companies run on television and in magazines are some of the most sophisticated and effective marketing campaigns around. They first remind you of your human fallibility and personal insecurities, and then promise you redemption from those feelings with their products.#4 The modern culture is accustomed to using credit. It is easy to get credit, and credit allows you to buy whatever your credit limit will allow. This system leads to overconsumption, which is the consumption of more than you need.